Government

3 New CRA Benefit Payments Rolling Out for Ontario Residents in June 2025

Ontario residents—whether living in Toronto’s high-rise towers or nestled in the quiet town of Kenora—are set to receive a financial boost this June. The Canada Revenue Agency (CRA) is distributing three major benefit payments this month: the Canada Child Benefit (CCB), the Ontario Trillium Benefit (OTB), and Canada Pension Plan (CPP) and Old Age Security (OAS) pensions.

With inflation, rent, and everyday expenses continuing to stretch household budgets, these timely payments are designed to offer meaningful relief to families, seniors, and eligible temporary residents.

1. Canada Child Benefit (CCB): Supporting Ontario’s Youngest Residents

The Canada Child Benefit (CCB) remains a vital lifeline for families with children under 18. This tax-free monthly payment helps cover essential costs—from daycare and school supplies to clothing and groceries.

Who’s Eligible?

    • Must live in Canada and be a primary caregiver.

    • Canadian citizens, permanent residents, or eligible temporary residents (after 18 months).

    • Based on net family income.

How Much Can You Get in June 2025?

    • Up to $649/month per child under 6.

    • Up to $547/month per child aged 6–17.

For example, a family with two toddlers in Brampton may receive over $1,200 per month, while a single parent in Sudbury can use the funds for essential summer expenses.

Next Payment Date: June 20, 2025

How to Apply:

    • Register via CRA My Account or submit Form RC66.

Ensure income, custody, and marital status details are up to date.

2. Ontario Trillium Benefit (OTB): Easing Everyday Costs

The OTB is a monthly payment combining three credits:

    • Ontario Sales Tax Credit (OSTC)

    • Ontario Energy and Property Tax Credit (OEPTC)

    • Northern Ontario Energy Credit (NOEC)

This benefit helps Ontarians tackle sales tax, utility bills, and property tax—especially crucial for those in high-cost cities or colder northern regions.

Who Qualifies?

    • An Ontario resident as of December 31, 2024.

    • Filed 2024 taxes, claiming relevant credits.

    • Income-tested; lower-income households receive more.

How Much Can You Receive?

    • OSTC: Up to $360 annually per person.

    • OEPTC: Up to $1,248 for non-seniors; $1,421 for seniors.

    • NOEC: Up to $180 for singles; $277 for families in Northern Ontario.

A senior in Thunder Bay may receive close to $1,800/year, while a young couple in Timmins could offset heating bills during the harsh winter.

Next Payment Date: June 10, 2025

How to Claim:

    • File your tax return by April 30, 2025, with the appropriate claims.

No separate application required.

3. CPP and OAS: Pillars of Senior Support

For Ontario seniors, the Canada Pension Plan (CPP) and Old Age Security (OAS) provide dependable monthly income—critical for covering everything from medical bills to groceries.

CPP:

    • Eligibility: At least one valid contribution and aged 60+.

    • 2025 Max Payment: $1,433/month (starting at age 65).

    • Average Payment: ~$808/month, based on contribution history.

    • Enhanced CPP: Includes increased payouts for higher contributors and a second tier for income between $71,300 and $81,200.

OAS:

    • Eligibility: Age 65+ with 20+ years of residency after age 18.

    • Max Payment: ~$735/month.

    • Clawback Threshold: Starts at $90,997/year (2025).

Next CPP & OAS Payment Date: June 26, 2025

How to Apply:

    • Apply for CPP online or via paper form 6–12 months in advance.

    • OAS is often automatic, but it applies if you don’t receive a CRA notification.

Maximize Your CRA Benefits This June

To ensure smooth and timely payments:

    • File your 2024 taxes by April 30, 2025.

    • Update your CRA My Account with address, income, and custody details.

    • Use Direct Deposit for quicker, secure access.

    • Review your eligibility—especially if you're a new or temporary resident.

As economic uncertainties persist in 2025, these CRA benefits are more than financial aid—they're building blocks for resilience. Whether you're a parent, a retiree, or a new arrival in Ontario, this June's payments are designed to help you meet today’s challenges while planning for tomorrow.

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